How to pay off your mortgage in just 7 years

THE struggle is real for homeowners, but one Brisbane author says you can pay off a mortgage in seven years….read more

GMS Legal celebrates 30 years

6th June is very special to me. It marks 30 years ago since I started my legal practice in Long Jetty in 1988.

Today GMS Legal and Conveyancing is far different to those 1988 days. When there was only myself as solicitor and Pam Dunmall my conveyancing and probate paralegal. Today we have 13 staff and have been in our Toukley offices for 25 years.

My big news for my clients and the community is that I have just recently sold my interest in GMS Legal and Conveyancing to 3 of my staff. They are Michele Joncourt, our wills and estate solicitor, Kerrie O’Malley our senior licensed conveyancer and Marilyn Ansell our long time financial controller.

So don’t worry, GMS Legal and Conveyancing is in good hands. People that have been here for many years and I will still be here too. Even the name will stay the same.

Thanks for all your support over the years


Top 5 reasons people are flocking to the Central Coast

Top 5 reasons people are flocking to the Central Coast to Live, Work, and Play!


The Central Coast NSW, previously renowned as a holiday destination and retirement haven, is evolving and changing into an idyllic coastal paradise that more people and businesses are calling home.

Here are five excellent reasons why the Central Coast is the perfect place to Live, Work and Play:

1. Perfectly Positioned

The Central Coast is situated halfway between Sydney and Newcastle, making both cities accessible for business and leisure. The M1 Pacific Motorway connects commuters traveling by car, currently being upgraded between Tuggerah and Doyalson to accommodate increased capacity. Trains also operate to the Central Coast from Sydney and Newcastle, departing approximately every 30mins during peak times. For some living on the Central Coast the area is considered to be a mere extension of each of these cities.



2. Affordability

A combination of historically low interest rates, investor interest, shortage of supply, and increased demand from growing populations within metropolitan areas such as Sydney, Newcastle and across Australia, has resulted in higher property prices for purchasers, and subsequently increased costs for renters. Additionally business are also feeling the impact from these trends, finding it difficult to remain profitable from increasing expenses to include rent and wages. This lack of affordability for both residence and businesses, is forcing them to search elsewhere in the hope of obtaining value for their money. The Central Coast is an area which could offer a solution to this dilemma, as the median house price in the northern part of the Central Coast is valued at around $500 000, compared to almost $1 million for a similar house, and $700 000 for a unit in most suburbs of Sydney.


3. Lifestyle

There are an increasing number of studies providing evidence, that a connection with nature makes us healthier and happier people. Interacting with environments which promote natural light, peacefulness, fresh air, and animals can improve our health and wellbeing. Within close proximity to each town and suburb, the Central Coast provides many opportunities for all people of varying ability to find their ideal way for making this connection. The coast-line consists of countless magnificent beaches and beautiful lakes for water recreation, state forests for bush walking, mountain biking, and adventure sports, and parks to catch up with family and friends, and picnics.


4. Education

The Central Coast offers an extensive range of education choices for people who have decided to move to the region. Child Care and Early Learning Centres, private schools, as well as selective and public schools are available, providing quality education to the differing needs of children. Tertiary education is available through TAFE, College, and the University of Newcastle (Central Coast) based at Ourimbah campus, allowing young adults to continue living on the Central Coast while studying and developing their skills, which can further enhance the regions resources and future capabilities.


5. Entertainment

Whether you like going to the local RSL Club, performing arts, cafés and contemporary restaurants, or watching a movie at the cinemas, the Central Coast offers an endless list of quality entertainment for people of all ages, tastes, and budgets. There is also no shortage of well-maintained golf courses, and many sporting options to keep you active. Central Coast Stadium is home to the Central Coast Mariners football team, and also hosts rugby league and rugby union fixtures on an adhoc basis, along with other social events.


Please tell us the reasons that make the Central Coast your chosen destination to Live, Work, and Play.

If you are an advocate of “The Coast”, please like and share with anyone considering it to be their next home.

Buying property at an auction

An auction is a gathering of potential buyers who publicly bid for a property. It is usually conducted by an estate agent, acting as an auctioneer and governed by strict rules….read more

Major changes to strata laws

New strata laws will start on 30 November 2016. They have been modernised to fit the reality of living in a strata townhouse or apartment today….read more

Selling a property with a swimming pool or spa pool?

If you are selling or thinking of selling a property with a swimming pool or spa pool on and after 29 April 2016, you must have the following….click here

Important news

Are you selling your home with a pool?
From 29th April 2016 all properties sold with a swimming pool or spa pool must have attached to the contract of sale, either a swimming pool certificate of compliance or an
occupation certificate that is less than 3 years old…read more

Granny Flats – The Good the bad and the Ugly

There are many companies peddling the benefits of adding a Granny Flat to your main residential home and the additional income it may generate. Whilst that may be true, it could also create some unexpected Capital Gains tax consequences… more

Strata reform in NSW

A quarter of Sydneysiders are now living in a strata complex, with that number growing rapidly each year. “By 2040, about half of Sydneysiders will be living in strata. The proposed reforms are reflective of present needs and future demands,” said the minister responsible for Fair Trading, Victor Dominello. But despite a rise in unit dwellers, strata rules have remained largely unchanged for decades…read more

When will you need a Public Notary?

If you have ever had to sign documents intended for use in a foreign country, you may have been told that your signature had to be witnessed by a public notary. What does a public notary do, and why is the office different from that of a justice of the peace?… more